Installing a new roof is a major investment in your home’s safety, efficiency, and value. But beyond choosing the right materials and hiring a trusted contractor, there’s another crucial factor that homeowners often overlook: the warranty. Understanding your roofing warranty can help protect your investment and prevent unexpected costs down the line.
Not all warranties are created equal, and knowing what’s covered, and what’s not, can make all the difference in long-term peace of mind.
Types of Roofing Warranties
When it comes to roofing, there are generally three types of warranties you may encounter:
1. Manufacturer’s Warranty
This warranty is provided by the roofing material manufacturer and typically covers defects in the products themselves, such as shingles or underlayment. Coverage periods can range from 20 years to “lifetime,” depending on the product and brand.
What it covers: Premature deterioration, cracking, or failure of materials due to manufacturing defects.
What it doesn’t cover: Poor installation, weather-related damage, or neglect.
2. Workmanship Warranty
Offered by your roofing contractor, this warranty covers errors related to the installation of your roof. Even high-quality materials can fail if installed improperly, making this an essential layer of protection.
What it covers: Leaks, flashing issues, or improper ventilation caused by faulty installation.
What it doesn’t cover: Product failure, storm damage, or repairs done by other contractors.
3. Extended or System Warranty
Some manufacturers and certified contractors offer extended warranties that cover both materials and labor, often under strict guidelines for installation and maintenance. These comprehensive warranties can last 25–50 years and offer robust protection, if the installer meets certain qualifications.
4. Key Coverage Considerations
When reviewing roofing warranties, here are a few key factors to keep in mind:
- Length of Coverage: “Lifetime” doesn’t always mean what you think—it often refers to the anticipated lifespan of the product under normal conditions, not your lifetime.
- Transferability: If you plan to sell your home, check whether the warranty can be transferred to a new owner. Transferable warranties can add resale value.
- Prorated vs. Non-Prorated: A prorated warranty decreases in value over time, while a non-prorated warranty covers the full cost of replacement for a certain period.
- Required Maintenance: Many warranties require regular roof inspections or maintenance to stay valid. Skipping these can void your warranty.
- Claim Process: Understand how to file a claim, what documentation is required, and what costs (like disposal or tear-off) are excluded.
How to Protect Your Warranty
To make the most of your warranty:
- Choose a certified roofing contractor who is trained and approved by the manufacturer.
- Keep records of your contract, proof of purchase, and inspection reports.
- Schedule regular maintenance to identify minor issues before they become major problems.
Conclusion
A roofing warranty isn’t just a piece of paper, it’s a promise of protection. By understanding the different types of coverage, asking the right questions, and working with reputable professionals, you can ensure that your roof, and your investment, is covered for the long haul. Don’t leave your warranty to chance. Be informed, ask questions, and get it in writing.
